Making impact with

Financial Inclusion

The Challenge

Today, 1.4 billion adults still lack access to formal financial services, disproportionately affecting women, low-income households, and rural communities. An estimated 65 million MSMEs face a $5.7 trillion financing gap annually. This unmet need stifles entrepreneurship, job creation, and economic resilience as well as limits people’s ability to save securely, invest in their futures, or recover from unforeseen events.

 

The Solution

Increasing access to and responsible use of affordable financial services from digital payments and savings to microloans and insurance. These tools help individuals manage risk, build assets, and seize opportunity. By leveraging digital financial infrastructure, a financially inclusive ecosystem that fuels entrepreneurship, climate resilience, and social equity can be fostered.

The Market Opportunity

Despite progress through digital finance, mobile money, and national inclusion strategies, disparities in usage, access, and gender persist, especially in developing markets.  Making this sector highly investable and scalable, with a growing track record of sustainable business models.

The Impact

Improving access to financial services has created 95 million employment opportunities and increased GDP in emerging countries by 6% according to McKinsey Global Institute. Moreover, financial inclusion directly contributes to 7 of the 17 UN Sustainable Development Goals, including No Poverty, Decent Work and Economic Growth, Gender Equality and Reduced Inequalities. All of which contribute to strengthening household and business capacity to adapt to shocks, invest in health and education and participate more fully in the formal economy.

Together we can change the way we invest

Contact Collective Action today for more information

info@collectiveaction.org